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Scan, pay, and split across accounts – the core of what makes PAYAP work.

Complete challenges to stack up rewards and get more from your payments.

Real-time support chat when you need answers or assistance.

Getting funds from customer payments into merchant accounts where they belong.

Charging merchants for PAYAP services and keeping transaction fees transparent.

Find stores that accept PAYAP and see where you can scan and pay.

BNZ open banking connection that lets you link accounts, view balances, and pay.

ASB open banking connection that lets you link accounts, view balances, and pay.

Westpac open banking connection that lets you link accounts, view balances, and pay.

Link your debit cards and pay with them through Payap